the halfway mark
I haven’t been looking forward to this post. I usually like checking in on my savings, but you see…
I already know I’m a little behind.
So this post is going to be part update, part inspirational talk.
Please bear with me.
Here we go.
Budgeting can be a woodsy, uphill trek.
You must keep an eye on your goals.
Unexpected costs may come up.
These costs may include:
A $75 Zipcar damage waiver renewal.
A $542.90 plane ticket to Memphis to see a certain sister graduate. (Yes, totally worth it.)
Car costs after that certain sister so graciously allows you to borrow her wheels. After a $10 car wash and $50 tank of gas, someone may break into the car and damage the ignition. Half the cost of towing and repair: $225.
On the bright side, this amount is significantly cheaper than paying for half a car had it been stolen.
I think that deserves a thank you to Jesús Cristo, here in the form of Christ the Redeemer.
There may also be costs that you’ve chosen to ignore, or honestly don’t realize exist.
Using Mint.com’s super handy Trends function, I identified a cost I haven’t been including in my budget: Fitness.
I’ve never considered myself an athletic person, but I have been investing more time and money into yoga and pilates classes. (Perhaps I’m striving for the elusive Rio body, which may be a topic for an upcoming post!)
Since the Challenge began, I’ve spent $150 on fitness classes.
Rather than dropping my mouth at this cost, I plan to work it into my budget.
This discovery also puts me in the mood for an inspirational, goal-centric Nike commercial.
Now that we’re pumped, I bet you’d like to know what I’ve saved.
I came in under my restaurant budget (a success!), and I’ve kept to saving $100 per paycheck (another success!). I’ve also deposited “extra” money such as what a free office lunch would have cost me, or a trip on MARTA when I chose to ride a bike (although that only happened once and I almost collapsed from the Hotlanta heat).
All of that adds up to a whopping total of…
I made that big and bold to be exciting, but I still have some mountain to climb before I reach $1,000.
But, that’s almost $400, which is almost $100 less than my $500 halfway mark.
(Back to my inspirational-talk voice.)
Shannon, you can do it.
And when you do make it, the reward will be sweet.
Oh so sweet.